Italy is particularly vulnerable to the expected effects of climate change and a study shows that 90{f94e4705dd4b92c5eea9efac2f517841c0e94ef186bd3a34efec40b3a1787622} of SMEs who suspend operations for a week after a catastrophic event go out of business within a year. One of Europe’s top insurance groups, Unipol, has developed a model for the prevention and management of natural disasters, based on private-public collaboration. In addition to making nat-cat-related expenditure more sustainable for the public purse, the system is designed to encourage virtuous behaviour geared to protection, prevention and adaptation among private citizens and businesses. The goal is to promote tools and skills for risk assessment, disaster recovery planning in areas at greatest risk and financial instruments that incentivise sustainable resilience, not just at key industrial sites, but for the country’s entire production fabric and private citizens.

Download the dossier “Unipol per il clima – Il cambiamento climatico e il ruolo delle assicurazioni in Italia”  or go to the sostenibilità section of the website.